The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 10, 2019

Filed:

Oct. 05, 2016
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Garima Aggarwal, Toronto, CA;

Hisham Ibrahim Salama, Toronto, CA;

Rakesh Thomas Jethwa, Toronto, CA;

Paul Mon-Wah Chan, Markham, CA;

John Jong Suk Lee, Toronto, CA;

Dean C. N. Tseretopoulos, Toronto, CA;

Amber Rose Cossitt, Courtice, CA;

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 3/0488 (2013.01); G06F 21/31 (2013.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06F 3/04883 (2013.01); G06F 21/31 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/403 (2013.01); G06Q 20/405 (2013.01);
Abstract

A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input device representing a request from a request initiator to access funds for use in a transaction, requesting and receiving, via the communications module, financial health data associated with the request initiator, and determining a second input for accessing the funds. The second input is received from the input device and has a complexity dependent on the financial health data. The method also includes facilitating access to the funds when the second input is received.


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