The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 03, 2019

Filed:

Sep. 21, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Shawn Douglas Hilleary, Wentzville, MO (US);

Benjamin M. Berger, Rye Brook, NY (US);

Jean-Pierre Gerard, Croton-On-Hudson, NY (US);

Vincent Morelli, Norwalk, CT (US);

Melinda I. Rolfs, Pleasantville, NY (US);

Qian Wang, Ridgefield, CT (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/12 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/20 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/401 (2013.01); G06Q 20/409 (2013.01);
Abstract

Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.


Find Patent Forward Citations

Loading…