The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 19, 2019
Filed:
Nov. 11, 2016
Mastercard International Incorporated, Purchase, NY (US);
Ahmed Hosny, Dublin, IE;
Peter Groarke, Dublin, IE;
Mastercard International Incorporated, Purchase, NY (US);
Abstract
A method of electronic user message protocol extension for a transaction requiring delivery is provided. The method is implemented using a message protocol extension (MPE) computing device. The method comprises receiving, from a merchant computing device, transaction data including a merchant identifier identifying a merchant as a default liable party, receiving, from a delivery computing device, an authorization advice data message including recipient account data for an account of the recipient, extracting an issuer identifier, reallocating transaction liability by replacing the merchant identifier with the issuer identifier in a liable party transaction record, generating an updated authorization advice data message by inserting, into the authorization advice data message, a liability update flag indicating message protocol extension to the issuer, transmitting the updated authorization advice data message to an issuer computing device associated with the issuer, thereby completing message protocol extension for the item from the merchant to the issuer.