The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 19, 2019
Filed:
Jun. 14, 2018
Capital One Services, Llc, McLean, VA (US);
Jeffrey Samitt, Glen Allen, VA (US);
Zeel Maharshi Jha, Ashburn, VA (US);
Colleen Kerr, Washington, DC (US);
Henry Feer Joyce, Arlington, VA (US);
Joshua M. Wilbur, Potomac, MD (US);
John William Schmidt, Falls Church, VA (US);
Krystle Voss, Alexandira, VA (US);
Riken Shah, Ashburn, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.