The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2019

Filed:

Oct. 15, 2012
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Robert von Behren, San Francisco, CA (US);

Oliver S. Quigley, San Francisco, CA (US);

Assignee:

SQUARE, INC., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/341 (2013.01); G06Q 20/34 (2013.01); G06Q 20/382 (2013.01);
Abstract

A method of securely conducting a financial transaction includes receiving, at a card reader, a first plurality of messages from a smart card; identifying, using the reader, one or more sensitive messages in the first plurality of messages, where the first plurality of messages conforms to a protocol of the financial transaction; encrypting, using the reader, the one or more sensitive messages using a cryptographic key of the reader to generate encrypted messages; formatting, using the reader, a second plurality of messages according to the protocol to send to a mobile device, where the second plurality of messages includes the encrypted messages and messages in the first plurality of messages that are not sensitive; determining, using a mobile device, action steps according to the protocol, where the action steps are determined from the second plurality of messages; and executing the action steps.


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