The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2019

Filed:

Sep. 22, 2017
Applicant:

Walmart Apollo, Llc, Bentonville, AR (US);

Inventors:

Bradley Joseph Kieffer, Rogers, AR (US);

Charles David Berry, Fayetteville, AR (US);

Mark Matthews, Rogers, AR (US);

Assignee:

WALMART APOLLO, LLC, Bentonville, AR (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/06 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01); G06Q 30/00 (2012.01); G06Q 20/04 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/0655 (2013.01); G06Q 20/0453 (2013.01); G06Q 20/10 (2013.01); G06Q 20/204 (2013.01); G06Q 20/351 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/389 (2013.01); G06Q 20/407 (2013.01); G06Q 20/4093 (2013.01); G06Q 30/016 (2013.01);
Abstract

A refund processing system and method for automatically processing refunds to a mobile payment account of a customer is provided. The method includes the steps of receiving sales transaction information from a transaction records database, in response to a request from a point of sale device when a refund for an item is initiated, transmitting the sales transaction information to calculate an amount of funds to be refunded to a payment instrument, detecting that the payment instrument is not valid while attempting to apply the refund, and determining whether an electronic gift card is currently associated with the mobile payment account of the customer, and if so, applying the refund to the electronic gift card, and if not, creating a new electronic gift card and applying the amount of funds to the new electronic gift card.


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