System, device, and method displaying first and second screens on display screen of a computing system or device

Abstract

A system is provided for facilitating acquisition of credit products by a customer from a financial institution. At least one computer memory stores customer data and instructions and at least one computer processor accesses the computer memory and executing the stored instructions for performing multiple steps. Steps include receiving over a network, from the customer, a universal application for pre-approval for a suite of credit products and processing the universal application by determining customer eligibility for the credit products. The steps further include selecting available credit products from the suite of credit products based on the customer eligibility and aggregating the available credit products on a user interface and displaying the user interface over a network accessible to a customer computing system, wherein the aggregated available credit products are displayed in a selectable format. The steps additionally include updating the stored customer data and the universal application periodically and updating the available credit products displayed on the user interface based an evaluation of the updated universal application. The steps further include triggering product acquisition upon receiving a selection from the customer an available product through the user interface.