The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2019

Filed:

Jul. 18, 2017
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Hoang Trung Vo, San Antontio, TX (US);

Sudarshan Rangarajan, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); H04L 9/08 (2006.01); H04L 9/16 (2006.01); H04L 29/06 (2006.01);
U.S. Cl.
CPC ...
H04L 9/3263 (2013.01); H04L 9/085 (2013.01); H04L 9/0869 (2013.01); H04L 9/16 (2013.01); H04L 9/3231 (2013.01); H04L 63/083 (2013.01); H04L 2463/082 (2013.01);
Abstract

Techniques are described for multi-factor authentication and device verification based at least partly on a periodically changing (e.g., rotating) security code. A rotating security code may be generated on a user device and used to sign a certificate. The certificate may be encrypted, using a private key stored on the user device, and communicated to a backend service for verifying that the user device is authorized to access secure information. The backend service may decrypt the certificate (e.g., using a public key associated with the private key), extract the security code from the decrypted certificate, and compare the extracted security code to a security code associated with the user device. If the codes correspond to one another, the user device may be verified and provided with access to secure information such as secure data, a secure portion of an application, and so forth.


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