The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2019

Filed:

Apr. 05, 2010
Applicant:

Carl Stone, Campbell, CA (US);

Inventor:

Carl Stone, Campbell, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/02 (2012.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/02 (2013.01); G06Q 20/12 (2013.01); G06Q 20/327 (2013.01); G06Q 20/40 (2013.01); G06Q 20/425 (2013.01);
Abstract

In one embodiment, a transaction is authenticated by a payment provider, as opposed to a merchant, using two user devices without the user having to enter information, such as an email or password. When the user is ready to make a purchase from a merchant site, a unique transaction ID is created by the payment provider. That transaction ID, along with data about the transaction, such as specific items and cost, is automatically sent to the payment provider through a second device linked to the purchasing device. The payment provider compares the identifier from the sending device, such as the phone number, and the transaction ID with information stored in its database. If there is a match, the transaction/user may be approved or authenticated.


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