The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2019

Filed:

Dec. 15, 2015
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventor:

Thomas D. Clark, San Antonio, TX (US);

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); H04L 29/06 (2006.01); G06Q 20/36 (2012.01); G06Q 20/32 (2012.01); G06F 16/903 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/3821 (2013.01); G06F 16/903 (2019.01); G06Q 20/322 (2013.01); G06Q 20/3674 (2013.01); H04L 63/083 (2013.01); H04L 63/0815 (2013.01);
Abstract

A system of electronic identity verification across multiple services is provided and includes a password vault module adapted to enable a user to store a plurality of credentials for respective services of the user's choosing as well as a federated identity module adapted to enable a user to provide a single sign-on credential for a plurality of subscribing services. A common login module is accessible to both the password vault module and the federated identity module. When the user logs into the common login module, the user is authenticated for both services of the user's choosing and subscribing services. The system migrates stored user credentials in the password vault module to the federated identity module when a user-chosen service becomes a subscribing service. An integrated mobile wallet module enables financial transactions between the user and both the user-chosen services and subscribing services.


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