The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2019

Filed:

Sep. 23, 2015
Applicant:

Alibaba Group Holding Limited, Grand Cayman, KY;

Inventors:

Yang Yu, Hangzhou, CN;

Ke Wu, Hangzhou, CN;

Assignee:

Alibaba Group Holding Limited, Cayman Islands, KY;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06Q 20/401 (2013.01); G06Q 20/405 (2013.01);
Abstract

Methods, apparatuses and systems of payment verification are disclosed. A method includes receiving a request for connecting to a receiver access point (AP) from a terminal of a payer to be verified and geographical location information of the receiver AP, verifying whether account information included in the request matches with pre-stored payment account information; returning a verification result to the receiver AP; receiving a payer terminal geographical location information verification request from a payment server if the verification result indicates a match; verifying geographical location information of the terminal of the payer to be verified based on the geographical location information of the receiver AP; and returning a verification result of the payer terminal geographical location information verification request to the payment server. The method increases the security of a payment process and prevents a legitimate user from suffering financial losses and unnecessary troubles.


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