The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 22, 2019

Filed:

Feb. 05, 2015
Applicant:

Mastercard Asia Pacific Pte. Ltd., Singapore, SG;

Inventors:

Tadepally Venkata Seshadri, Singapore, SG;

Manohar Murali, Singapore, SG;

Sandeep Malhotra, Singapore, SG;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 29/06 (2006.01); G06Q 20/42 (2012.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/409 (2013.01); G06Q 20/425 (2013.01); H04L 63/0281 (2013.01); H04L 67/1097 (2013.01); H04L 67/2809 (2013.01); H04L 67/42 (2013.01); H04L 67/20 (2013.01);
Abstract

A method is provided. The method includes receiving a request message, the request message relating to a transaction between a first client and a second client, the request message including first client data and second client data, the first client data identifying an account to be used by the first client in the transaction, the second client data indicating if the second client is subscribed to a service. The method further includes determining if the second client is subscribed to the service, and generating an authentication request message if the second client is not subscribed to the service, the authentication request message requesting confirmation that a holder of the account is the first client. The method further includes sending the authentication request message, and receiving an authentication response message from the external server in response, the authentication response message including an indication whether the holder is the first client.


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