The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 15, 2019
Filed:
Jun. 24, 2013
Visa International Service Association, San Francisco, CA (US);
B. Scott Boding, Mountain View, CA (US);
Andrew Naumann zu Koenigsbrueck, Princeton, NJ (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Systems and methods are provided for detecting the likelihood that a transaction is fraudulent using user access pattern data and device fingerprint data. One embodiment of the invention discloses a method for determining the likelihood that a payment transaction is fraudulent. For example, a transaction analysis system can receive user access pattern data generated by a user client computer, receive a device fingerprint associated with the user client computer conducting a payment transaction, and determine, using the user access pattern data and the device fingerprint, a likelihood that the payment transaction is fraudulent.