The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 24, 2019

Filed:

May. 01, 2018
Applicant:

First Data Corporation, Greenwood Village, CO (US);

Inventors:

SuZanne Rogers, Elkhorn, NE (US);

Timothy Horton, Papillion, NE (US);

Gary J. Trainor, Duluth, GA (US);

Assignee:

First Data Corporation, Englewood, CO (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G07F 7/08 (2006.01); G06Q 40/04 (2012.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G07F 7/08 (2013.01); G06Q 20/023 (2013.01); G06Q 20/10 (2013.01); G06Q 20/20 (2013.01); G06Q 20/4037 (2013.01); G06Q 30/06 (2013.01); G06Q 40/02 (2013.01); G06Q 40/04 (2013.01);
Abstract

Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.


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