The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 24, 2019
Filed:
Jan. 31, 2012
Applicants:
Louis Steven Biafore, La Jolla, CA (US);
Theodore James Crooks, La Mesa, CA (US);
Christoper Deboer, Santa Barbara, CA (US);
Krishna Gopinathan, San Diego, CA (US);
Inventors:
Louis Steven Biafore, La Jolla, CA (US);
Theodore James Crooks, La Mesa, CA (US);
Christoper Deboer, Santa Barbara, CA (US);
Krishna Gopinathan, San Diego, CA (US);
Assignee:
GAIN CREDIT HOLDINGS, INC, La Jolla, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/00 (2013.01);
Abstract
The shared lending risk system and method provide a lead scoring engine that generates a score representing an assessment of the credit risk of the transaction that is based on an assessment of the merchant, purchaser and product. The score is provided to a pool of lenders and a credit product is selected from the pool based on the score.