The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 17, 2019

Filed:

Dec. 20, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Ravi Pareek, Pune, IN;

Arunmurthy Gurunathan, Pune, IN;

Sachin Shrivastava, Pune, IN;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G07F 7/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/409 (2013.01); G07F 7/0813 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Described is a payment vehicle for use in initiating a transaction. The payment vehicle includes a body and an image applied to the body. The image includes encrypted data that is readable by an electronic reader to ascertain account details of a payment vehicle user, thereby to initiate the transaction. The image is also visually comparable to the user, or to information produced by the user, to confirm the user's identity.


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