The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 10, 2019

Filed:

Nov. 24, 2015
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Ann McCormick, Portland, ME (US);

Gary Ford, Charlotte, NC (US);

Mark Zanzot, Charlotte, NC (US);

Peter Tholl, Albany, NY (US);

Robin Tooker, Charlotte, NC (US);

Steven Dommes, Scranton, PA (US);

Timothy Lukavsky, Charlotte, NC (US);

Walter McKay, Albany, NY (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 10/08 (2012.01); H04N 1/00 (2006.01); G06Q 30/00 (2012.01); H04N 1/44 (2006.01); H04N 1/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 10/0832 (2013.01); G06Q 30/0185 (2013.01); H04N 1/00167 (2013.01); H04N 1/32267 (2013.01); H04N 1/444 (2013.01); H04N 2201/04 (2013.01); H04N 2201/3222 (2013.01); H04N 2201/3242 (2013.01);
Abstract

A system for preventing restricted transactions using physical trade documents includes a document intake machine comprising a document scanner and a data extractor. The document intake machine receives a physical trade document associated with a transaction of goods from an entity. The document scanner scans the physical trade document to create an electronic file. The data extractor identifies trade terms from the electronic file. A trade-executing machine receives the trade terms and compares them to a database of restricted trade terms. For each of the trade terms that match a restricted trade term, the trade executing machines identifies a confidence level associated with the trade term indicating a likelihood that the transaction of goods is a restricted transaction. If the confidence level is greater than a predetermined threshold, the trade executing machine flags the transaction of goods as a potential restricted transaction and communicates a notification message to the entity.


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