The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 03, 2019
Filed:
Dec. 06, 2013
The Pnc Financial Services Group, Inc., Pittsburgh, PA (US);
Thomas Kunz, Pittsburgh, PA (US);
Michael Golden, Pittsburgh, PA (US);
Michael Kirch, Venetia, PA (US);
Darcel Steber, Erie, PA (US);
Janet Hoyt, McMurray, PA (US);
Peter Bird, Pittsburgh, PA (US);
Francisca Barros, Brookline, MA (US);
Daniel DeRuntz, Somerville, AZ (US);
Islam Elsedoudi, Cambridge, MA (US);
Anna Engström, Brookline, MA (US);
Michelle Kwasny, Cambridge, MA (US);
Scott Mackie, Somerville, MA (US);
Stacey McCullough, Arlington, MA (US);
Pierre-Alexandre Poirier, Boston, MA (US);
Todd Vanderlin, Cambridge, MA (US);
Colin Raney, Lexington, MA (US);
The PNC Financial Services Group, Inc., Pittsburgh, PA (US);
Abstract
Systems and methods are disclosed for managing cash flow, including incoming and outgoing transactions, and mitigating unconfirmed cash shortfalls for an entity's accounts. In an embodiment, a system comprises a processor configured to render an interactive graphical user interface ('GUI') for the cash flow timeline on a display device. The cash flow timeline displays past and unconfirmed Cash In and Cash Out transactions and any cash shortfalls, which can be mitigated by selecting automatically displayed options. The GUI has a plurality of selectable, actionable user interface ('UI') elements. In an embodiment, the GUI comprises a UI element selectable to display bar graphs for selected time periods of the cash flow timeline. The GUI also comprises Cash In and Cash Out centers. In embodiments, methods employ the Cash In/Out centers to add, edit, schedule and delete Cash In and Cash Out transactions such as transfers, expenses, bills, receivables, and payables.