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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 10402907 B1

PDFFull Text
Date of Patent:
Sep. 03, 2019

Filed:

Feb. 08, 2013

Methods to determine a vehicle insurance premium based on vehicle operation data collected via a mobile device

Applicants:

State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);

Benjamin F. Bowne, Mackinaw, IL (US);

Jufeng “james” Peng, Normal, IL (US);

Nicholas R. Baker, Normal, IL (US);

Duane Lee Marzinzik, Springfield, IL (US);

Matthew Eric Riley, Sr., Heyworth, IL (US);

Nick U. Christopulos, Bloomington, IL (US);

Brian Mark Fields, Normal, IL (US);

J Lynn Wilson, Normal, IL (US);

Bryan T. Wilkerson, Bloomington, IL (US);

David W. Thurber, Sherman, IL (US);

Inventors:

Benjamin F. Bowne, Mackinaw, IL (US);

Jufeng “James” Peng, Normal, IL (US);

Nicholas R. Baker, Normal, IL (US);

Duane Lee Marzinzik, Springfield, IL (US);

Matthew Eric Riley, Sr., Heyworth, IL (US);

Nick U. Christopulos, Bloomington, IL (US);

Brian Mark Fields, Normal, IL (US);

J Lynn Wilson, Normal, IL (US);

Bryan T. Wilkerson, Bloomington, IL (US);

David W. Thurber, Sherman, IL (US);

Assignee:

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US);

Attorney:

Slayden Grubert Beard PLLC

Primary Examiner:

Sara C Hamilton

Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/08 (2012.01); G06Q 10/06 (2012.01); G06Q 10/08 (2012.01); B60W 40/09 (2012.01); G06Q 40/04 (2012.01); G07C 5/08 (2006.01); H04W 4/04 (2009.01); G01S 19/13 (2010.01); G06Q 30/02 (2012.01); G07C 5/00 (2006.01); H04W 4/02 (2018.01); G01C 21/36 (2006.01); H04W 4/40 (2018.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); B60W 40/09 (2013.01); G01C 21/3676 (2013.01); G01C 21/3697 (2013.01); G01S 19/13 (2013.01); G06Q 10/0639 (2013.01); G06Q 10/0833 (2013.01); G06Q 30/0283 (2013.01); G06Q 40/04 (2013.01); G07C 5/008 (2013.01); G07C 5/08 (2013.01); G07C 5/0858 (2013.01); H04W 4/026 (2013.01); H04W 4/046 (2013.01); H04W 4/40 (2018.02); H04L 67/12 (2013.01);
Abstract

A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.

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