The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 03, 2019

Filed:

Jul. 31, 2018
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Dhaval Bhupendrabhai Shah, San Jose, CA (US);

Nitin Prabhu, San Jose, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/02 (2013.01); G06Q 20/32 (2013.01); G06Q 20/36 (2013.01); G06Q 20/385 (2013.01);
Abstract

The method comprises receiving a transaction request, including a token, from a first system for using the token for a transaction, the token associated with a user account at a second system. The method includes accessing preferences for the token, the preferences indicating association between the token and an initial resource for transactions, the preferences including transaction rules for altering transaction processing, the preferences created during generation of the token. The method includes determining, based on the preferences and the transaction request, whether to revise use of the initial resource to another resource during transaction processing. The method includes processing the first using the token and based on the user account and the preferences, the processing the transaction including using the another resource.


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