The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 27, 2019

Filed:

Mar. 06, 2015
Applicant:

Alegeus Technologies, Llc, Waltham, MA (US);

Inventor:

Steven T. Brown, Franklin, WI (US);

Assignee:

Alegeus Technologies, LLC, Waltham, MA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06F 19/00 (2018.01); G06Q 10/08 (2012.01); G06Q 40/08 (2012.01); G06Q 50/22 (2018.01); G06Q 50/24 (2012.01); G06Q 10/00 (2012.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06F 19/328 (2013.01); G06Q 10/087 (2013.01); G06Q 40/08 (2013.01); G06Q 50/22 (2013.01); G06Q 50/24 (2013.01);
Abstract

Methods and systems provide substantiation proof of claims made against medical spending accounts. Medical-insurance adjudication explanations are received at a benefits-records system, specifying a medical-insurance claim submitted to a medical insurer and identifying an adjudication decision of the medical insurance claim. The medical-insurance adjudication explanations are stored in a common format. A request is received from an insured party to apply a payment amount to a medical spending account. The payment amount corresponds to an expense associated with a medical-insurance claim submitted to one of the medical insurers but not paid. The request is posted to a third-party administrator with information from the corresponding medical-insurance adjudication explanations.


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