The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 20, 2019

Filed:

Mar. 20, 2018
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Michael Mossoba, Arlington, VA (US);

Joshua Edwards, Philadelphia, PA (US);

Sarah Cunningham, Arlington, VA (US);

Mark Rothbaum, Shaker Heights, OH (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G10L 17/22 (2013.01); G06Q 30/00 (2012.01); G10L 25/51 (2013.01); G10L 17/06 (2013.01); G10L 17/00 (2013.01); G06Q 30/02 (2012.01); H04W 12/12 (2009.01);
U.S. Cl.
CPC ...
G10L 17/22 (2013.01); G06Q 30/0185 (2013.01); G10L 17/005 (2013.01); G10L 17/06 (2013.01); G10L 25/51 (2013.01); G06Q 30/0249 (2013.01); H04W 12/12 (2013.01);
Abstract

The present disclosure describes systems and methods of fraud protection. A listening device may monitor ambient sound and detect one or more triggering sound patterns. The listening device may record the one or more triggering sound patterns and record a person's voice, and send the recordings to a server, wherein the server is configured to calculate a confidence level of fraud based on the one or more triggering sound patterns and the recording of the person's voice using a speech pattern model of the person, and to output an alert if the confidence level of fraud is greater than a threshold value.


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