The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 20, 2019
Filed:
Jan. 04, 2017
International Business Machines Corporation, Armonk, NY (US);
Subhajit Bhuiya, Bangalore, IN;
Ajay Chebbi, Bangalore, IN;
Vijay Ekambaram, Chennai, IN;
Saravanan Sadacharam, Chennai, IN;
International Business Machines Corporation, Armonk, NY (US);
Abstract
The present disclosure relates to authenticating transactions based on actions performed on a merchant and a customer device. An example method generally includes receiving, from a point of sale system, data identifying a transaction, wherein the data includes a merchant identifier and a payment account identifier. A transaction system determines, based on the merchant identifier and the payment account identifier, a merchant device and a customer device on which user movement recording is to be activated; and instructs the merchant device and customer device to activate movement recording. The transaction system receives merchant movement data describing a recorded user movement performed using the merchant device and customer movement data describing a recorded user movement performed using the customer device. Upon determining that the data describing the recorded merchant movement data and the recorded customer movement data satisfy predefined criteria, the transaction system processes the transaction using the payment account identifier.