The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 20, 2019
Filed:
Jun. 28, 2017
Mastercard International Incorporated, Purchase, NY (US);
Shweta Khattar, New Delhi, IN;
Amit Gupta, New Delhi, IN;
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
For each of multiple customers, a computer system constructs a customer preference model using transactional level data relating to purchases the customers have made using respective payment cards. The computer system has access to a database with merchant data, including profiles of merchants. Upon the customer contacting the computer system in respect of a specific product, the computer system (or an application running on a communication device of the customer which is able to access the customer's preference model and the database of merchant data) uses the customer preference model to match the customer to merchants who offer the product and who have profile matching the customer's preference model. The customer may provide details of his/her payment card identify the customer to the computer system.