The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 20, 2019
Filed:
May. 17, 2017
Bank of America Corporation, Charlotte, NC (US);
Matthew Joseph Wallace, Media, PA (US);
Kerry Michelle Cantley, Fort Mill, SC (US);
Greg M. Correro, Oak Point, TX (US);
Jeantou Alphonse DeGrammont, Decatur, GA (US);
Michael Lee Funk, Hockessin, DE (US);
Glenn Edward Hupfer, Highland Village, TX (US);
Murali Sampath, Flower Mound, TX (US);
Donna Lynne Shannon, Mesa, AZ (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.