The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 13, 2019

Filed:

Feb. 21, 2014
Applicant:

Allstate Insurance Company, Northbrook, IL (US);

Inventors:

Carolyn Parker, Libertyville, IL (US);

Robert H. Johnson, Hoffman Estates, IL (US);

Nicholas A. Suizzo, Cody, WY (US);

Rothana Srey, Dekalb, IL (US);

Sean P. Willett, Chicago, IL (US);

Regina Madigan, Mountain View, CA (US);

Nan Zhang, Buffalo Grove, IL (US);

Assignee:

Allstate Insurance Company, Northbrook, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06Q 40/00 (2013.01);
Abstract

Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices, such as appliances, home systems, etc. are presented. In some examples, the data may be used to determine whether the home device is operating within an expected range. The data may also be used to determine an insurance rate or premium for a user associated with the home device(s). In some arrangements, the data may be used to determine an age of a home device, as well as a likelihood of failure of that device. This information may be used to determine or adjust insurance premiums or rates and/or provide incentives to users to repair or replace the home device(s).


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