The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 13, 2019

Filed:

Dec. 07, 2016
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Orit Edelstein, Haifa, IL;

Sharon Keidar-Barner, Megiddo, IL;

Tamer Salman, Haifa, IL;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 29/06 (2006.01); H04W 12/06 (2009.01); G06Q 20/08 (2012.01); G06Q 20/32 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/085 (2013.01); G06Q 20/322 (2013.01); H04L 63/0853 (2013.01); H04L 63/0876 (2013.01); H04W 12/06 (2013.01); G06Q 20/10 (2013.01); G06Q 20/4016 (2013.01);
Abstract

In some examples, a system for authenticating transactions can include a processor to detect metadata corresponding to a user of a mobile device, wherein the metadata comprises a call history from the mobile device. The processor can also detect transaction information corresponding to the user of the mobile device from a remote server, wherein the transaction information corresponds to a transaction initiated at a remote service provider and wherein the transaction information indicates a transaction type and transaction initiator information. The processor can also generate an authentication score of the transaction based on the metadata and the transaction information. The processor can also authorize the transaction based on the authentication score.


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