The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 13, 2019
Filed:
Oct. 27, 2015
Jpmorgan Chase Bank, N.a., New York, NY (US);
Nicholas M. Lore, Pearl River, NY (US);
Brian S. Gantert, Hockessin, DE (US);
Richard W. McMillen, Media, PA (US);
Sanjay Durgadin, Hockessin, DE (US);
Daryl Wooldridge, Lombard, IL (US);
Joseph Arnone, Swedesboro, NJ (US);
Heather Spinnenweber, Berwyn, PA (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
In one embodiment, a method includes receiving an indication that a user has initiated a transaction and determining whether location information identifying a location of the transaction was received. A first attribute package of a plurality of attribute packages of the user may be identified based on customized rules and, if received, based on the location information. An identification of the first attribute package may be sent to the user's client system as a recommended payment attribute package for processing the transaction. In response to the identification of the first attribute package, the transaction may be opened, and a payment attribute package for the transaction may be set to the first attribute package. The transaction may be held open for a predetermined period of time to allow the user to modify the payment attribute package for the transaction to a different attribute package.