The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 06, 2019

Filed:

Apr. 29, 2016
Applicants:

Eva Diane Chang, Mountain View, CA (US);

Madhu Shalini Iyer, Fremont, CA (US);

Jeffrey Lewis Kaufman, Mountain View, CA (US);

Inventors:

Eva Diane Chang, Mountain View, CA (US);

Madhu Shalini Iyer, Fremont, CA (US);

Jeffrey Lewis Kaufman, Mountain View, CA (US);

Assignee:

Intuit Inc., Mountain View, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 10/06 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/12 (2013.12); G06Q 10/06375 (2013.01);
Abstract

A method for determining a future financial requirement of a business entity. The method includes obtaining a propensity model that models how data of a business entity relates to a future financial requirement. Also, the method includes gathering the data of the business entity. The data includes financial data of the business entity, and metadata describing use of a platform by users associated with the business entity. The data matches at least a subset of the propensity model. Further, the method includes scoring the business entity by applying the propensity model to the data of the business entity. In addition, the method includes generating, based on the score of the business entity, a classification of the future financial requirement of the business entity. Still yet, the method includes transmitting a message to the business entity based on the classification of the future financial requirement of the business entity.


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