The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 06, 2019
Filed:
Dec. 15, 2014
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventors:
Sabitha Dachepalli, Dublin, CA (US);
Remo DeLeon, American Canyon, CA (US);
Peter Rozovski, Concord, CA (US);
Assignee:
WELLS FARGO BANK, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/10 (2012.01); G06Q 20/04 (2012.01); G06F 16/245 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/108 (2013.01); G06F 16/245 (2019.01); G06Q 20/042 (2013.01);
Abstract
Systems and methods for processing payment requests via a series of matching operations are described. Rules that compensate for incomplete or inaccurate information are applied to customer requests and stored merchant information to create identifiers, or 'tokens.' Tokens can be searched for, compared, and matched with confirmed merchant information, allowing for the identification of merchants known to financial institutions despite erroneous or missing information in the customer request.