The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 23, 2019

Filed:

Feb. 26, 2016
Applicant:

Lime Light Crm, Inc., Wilmington, DE (US);

Inventors:

Dennis Poon, Toronto, CA;

Simon Law, Toronto, CA;

Richard Burnison, Toronto, CA;

Assignee:

Lime Light RM, Inc., , DE (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); H04L 29/06 (2006.01); G06Q 20/38 (2012.01); G06Q 20/32 (2012.01); G06Q 20/02 (2012.01); G06Q 20/20 (2012.01); H04W 4/24 (2018.01); H04W 12/12 (2009.01); H04W 12/10 (2009.01); H04W 8/26 (2009.01); H04W 60/00 (2009.01); H04W 88/16 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06Q 20/027 (2013.01); G06Q 20/20 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3229 (2013.01); G06Q 20/389 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3827 (2013.01); G06Q 20/40 (2013.01); G06Q 20/407 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/4097 (2013.01); H04L 63/0861 (2013.01); H04W 4/24 (2013.01); H04W 12/10 (2013.01); H04W 12/12 (2013.01); G06Q 2220/00 (2013.01); H04L 63/0869 (2013.01); H04L 2463/101 (2013.01); H04W 8/26 (2013.01); H04W 60/00 (2013.01); H04W 88/16 (2013.01);
Abstract

The present systems and methods provide for secured communication between a mobile device and a server/gateway. The systems and methods can be used, for example, as a way to confirm whether or not a transaction was actually authorized by the user, thereby settling a chargeback dispute for a previously executed transaction. The method comprises receiving the dispute regarding the transaction including associated transaction data, and retrieving a digital signature associated with the transaction data, the digital signature computed by signing the transaction data. The digital signature is then verified using a public key, wherein the public key corresponds to a private key stored on a mobile device. It is then determined whether or not the transaction is fraudulent based on a verification result of the digital signature.


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