The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 09, 2019

Filed:

Nov. 02, 2016
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Michael Chang, Millbrae, CA (US);

Brian M. Pearce, Pleasanton, CA (US);

Daniel Sanford, Charlotte, NC (US);

Suzanne Fisi, Clayton, CA (US);

John Chuprevich, Davidson, NC (US);

Miranda C. Hill, Seattle, WA (US);

Traci Nguyen, San Francisco, CA (US);

Chris Kalaboukis, San Jose, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/06 (2012.01); G06Q 40/02 (2012.01); G06Q 40/00 (2012.01); G06Q 40/06 (2012.01); G06Q 40/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 40/00 (2013.01); G06Q 40/04 (2013.01); G06Q 40/06 (2013.01);
Abstract

Systems and methods for facilitating finance by monitoring behavior of users indicative of behavioral patterns or deviations from behavioral patterns and inviting users to make financial changes that may be appropriate based on the monitored behavior. In some embodiments, a minimum amount of relevant data must be collected to support the existence of a behavioral pattern or deviation before a user is invited to make appropriate changes to their finances.


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