The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 09, 2019
Filed:
Nov. 06, 2007
Kim Steele, Aldie, VA (US);
Mike Yakel, Charlotte, NC (US);
Kevin Weller, San Anselmo, CA (US);
Patrick Faith, Pleasanton, CA (US);
Lori D. Van Deloo, Los Altos, CA (US);
Kim Steele, Aldie, VA (US);
Mike Yakel, Charlotte, NC (US);
Kevin Weller, San Anselmo, CA (US);
Patrick Faith, Pleasanton, CA (US);
Lori D. Van Deloo, Los Altos, CA (US);
Visa U.S.A. Inc., San Francisco, CA (US);
Abstract
A method for authenticating a consumer for a portable consumer device is disclosed. One embodiment of the invention includes receiving a transaction message relating to a request by a consumer to conduct a transaction using a portable consumer device, wherein the consumer was previously enrolled in an authentication program and the consumer was previously authenticated, analyzing the transaction message to determine if a re-authentication event has taken place, causing a re-authentication message to be sent to the consumer before initiating an authorization request message to the issuer if the re-authentication event has taken place, and initiating the authorization request message to the issuer without sending the re-authentication message to the consumer if the re-authentication event has not taken place.