The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 02, 2019

Filed:

Jul. 13, 2016
Applicant:

Fmr Llc, Boston, MA (US);

Inventors:

John C. McDonough, Nahant, MA (US);

Suzanne K. McDonough, Nahant, MA (US);

Dmitry Bisikalo, Farmingham, MA (US);

Hadley Ruper Stern, West Newton, MA (US);

Alexander Charles Gavis, Wellesley Hills, MA (US);

Matthew Ryan George, Boston, MA (US);

Thomas McGuire, Galway, IE;

Assignee:

FMR LLC, Boston, MA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 30/06 (2012.01); G06Q 10/08 (2012.01); G06Q 20/06 (2012.01); G06Q 20/12 (2012.01); G06Q 20/14 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3678 (2013.01); G06Q 10/087 (2013.01); G06Q 20/0655 (2013.01); G06Q 20/12 (2013.01); G06Q 20/14 (2013.01); G06Q 20/367 (2013.01); G06Q 20/389 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/0633 (2013.01); H04L 2209/38 (2013.01);
Abstract

The Point-to-Point Transaction Guidance Apparatuses, Methods and Systems ('SOCOACT') transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. Also, SOCOACT transforms virtual wallet address inputs via SOCOACT (e.g., P2PTG) components into transaction confirmation outputs. In one embodiment, the P2PTG includes a point-to-point payment guidance apparatus, comprising, a memory and processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory, to: obtain a target wallet identifier registration at a beacon. The SOCOACT then may register the target wallet identifier with the beacon and obtain a unique wallet identifier from a migrant wallet source associated with a user at the beacon. The SOCOACT may then obtain a target transaction request at the beacon from the migrant wallet source and commit the target transaction request for the amount specified in the target transaction request to a distributed block chain database configured to propagate the target transaction request across a distributed block chain database network for payment targeted to the target wallet identifier registered at the beacon.


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