The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 18, 2019

Filed:

Aug. 19, 2013
Applicant:

Capital One Financial Corporation, McLean, VA (US);

Inventors:

Scott L. Zimmer, Charlotte, NC (US);

Gagan Kanjlia, Ashburn, VA (US);

Vishal Puri, Ashburn, VA (US);

Michael B. Kiernan, Fairfax, VA (US);

Matthew H. Purdin, Arlington, VA (US);

Rabin Bhattacharya, Kensington, MD (US);

Jay F. Pober, Cherry Hill, NJ (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 40/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/108 (2013.01); G06Q 20/227 (2013.01); G06Q 20/405 (2013.01);
Abstract

The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.


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