The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 11, 2019

Filed:

Sep. 02, 2015
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Markus R. Ettl, Ossining, NY (US);

Sechan Oh, Stanford, CA (US);

Steven G. Pinchuk, Boynton Beach, FL (US);

Attorneys:
Int. Cl.
CPC ...
G06Q 10/00 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/02 (2013.01); G06Q 30/0204 (2013.01); G06Q 30/0224 (2013.01); G06Q 30/0239 (2013.01); G06Q 30/0226 (2013.01);
Abstract

User information may be received and a market segment associated with the user may be received. A personalized or individualized offer may be determined based on the user information, the personalized offer determined based on a product offeror's goal with respect to the user at a given time. The market segment offer and the personalized offer may be blended to determine a recommended personalized offering for the user at the given time, e.g., given a company's tactical, strategic and lifetime goals and values for that user.


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