The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 04, 2019

Filed:

Dec. 19, 2017
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Ajay Chebbi, Bangalore, IN;

Girish Dhanakshirur, Bangalore, IN;

Chethan Kumar N. Settipalli, Bangalore, IN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06Q 30/00 (2012.01); H04W 12/06 (2009.01); H04W 12/08 (2009.01); G06Q 10/10 (2012.01);
U.S. Cl.
CPC ...
H04L 63/083 (2013.01); G06Q 10/10 (2013.01); G06Q 30/00 (2013.01); H04L 63/102 (2013.01); H04L 63/18 (2013.01); H04W 12/06 (2013.01); H04W 12/08 (2013.01);
Abstract

Gathering and verifying customer information via SMS and in-person representatives. A hash is received with customer account information from a business correspondent application, wherein the account information is given in-person to a business correspondent, the business correspondent enters the account information into the business correspondent app, the account information is verified by the business correspondent after entering the account information in the business correspondent app, and the hash is generated by the business correspondent app after the business correspondent app receives confirmation of verification of the account information from the business correspondent. An account number is generated for the customer. The account number is sent to the business correspondent app and to the customer. An enrollment PIN is sent to the customer, wherein the enrollment PIN is linked to the account number. The business correspondent app is synced after the business correspondent app receives the enrollment PIN from the customer.


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