The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 04, 2019

Filed:

Mar. 25, 2010
Applicants:

David Adam Josephs, Deer Park, IL (US);

John Michael Prince, Chicago, IL (US);

Stuart Mitchell Hanson, Darien, IL (US);

Marc Lawrence Fredman, Chicago, IL (US);

Andrew Yih Hwang, Chicago, IL (US);

Inventors:

David Adam Josephs, Deer Park, IL (US);

John Michael Prince, Chicago, IL (US);

Stuart Mitchell Hanson, Darien, IL (US);

Marc Lawrence Fredman, Chicago, IL (US);

Andrew Yih Hwang, Chicago, IL (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/10 (2012.01); G06Q 30/04 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/102 (2013.01); G06Q 30/04 (2013.01); G06Q 40/00 (2013.01); G06Q 40/02 (2013.01);
Abstract

According to one embodiment, the present invention relates to a method and a system for transmitting bundled electronic payment and remittance advice for facilitating settlement of claim payments between payers (e.g., insurance companies) and providers (e.g., doctors, hospitals) or suppliers. According to an embodiment of the present invention, the method comprises the steps of receiving an electronic transmission from the payer wherein the electronic transmission comprises payment information and remittance advice; separating the payment information and the remittance advice; routing the payment information to a depository associated with the provider for making a payment authorized by the payer; transmitting the remittance advice to an intended recipient; and confirming the payment and transmission of remittance advice to the payer and the provider.


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