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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 10304047 B1

PDFFull Text
Date of Patent:
May. 28, 2019

Filed:

Dec. 06, 2013

Token generating component

Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Horatio Nelson Huxham, Cape Town, ZA;

Alan Joseph O'Regan, Cape Town, ZA;

Hough Arie Van Wyk, Cape Town, ZA;

Tara Anne Moss, Cape Town, ZA;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:

Kilpatrick Townsend & Stockton LLP

Primary Examiner:

Edward Chang

Assistant Examiner:

Slade E Smith

Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06F 21/35 (2013.01); G06Q 20/38 (2012.01); H04L 29/06 (2006.01); H04W 12/06 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/3229 (2013.01); G06F 21/35 (2013.01); G06Q 20/327 (2013.01); G06Q 20/382 (2013.01); H04L 63/067 (2013.01); H04L 63/068 (2013.01); H04W 12/06 (2013.01); G06F 2221/2137 (2013.01);
Abstract

The invention provides a method and system for providing financial details from a mobile device of a user for use in a transaction. The method is performed on a mobile device of the user and includes the steps of generating, on a token generating component, a session-specific token by applying an algorithm requiring a dynamic key; providing financial details for use in a transaction; incorporating the session-specific token and the financial details into a modified form the financial details; and transferring the modified form of the financial details from the mobile device to initiate the transaction. A corresponding method and system for validating financial details received, at a server of an issuing authority, is also provided.

Find Patent Forward Citations

Huxham, Horatio. (2019). Token generating component (U.S. Patent No. 10304047). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/10304047

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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