The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 28, 2019

Filed:

Jun. 06, 2017
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Joanna Colegate, Bognor Regis, GB;

Charlie Craven, London, GB;

Christopher Adrian Kong, Brighton, GB;

Jonathan Lupton, Littlehampton, GB;

James H. Marsden, East Sussex, GB;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/04 (2009.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04L 29/06 (2006.01); H04W 12/08 (2009.01); H04W 12/12 (2009.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/3223 (2013.01); G06F 21/31 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4016 (2013.01); H04L 63/06 (2013.01); H04W 12/04 (2013.01); H04W 12/08 (2013.01); H04W 12/12 (2013.01);
Abstract

A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.


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