The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 21, 2019

Filed:

Feb. 01, 2017
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Matthew Nolte, San Antonio, TX (US);

Marcus Lee Willard, San Antonio, TX (US);

Raquel Alexis Low, San Antonio, TX (US);

Michelle Leib, San Antonio, TX (US);

Emily Krebs, San Antonio, TX (US);

Bryan Osterkamp, New Braunfels, TX (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 1/00 (2006.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06F 1/00 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/202 (2013.01); G06Q 20/357 (2013.01);
Abstract

Methods and systems described in this disclosure generally relate to presentation of electronic offers that are viewable on financial instruments (e.g., credit cards and debit cards) by users. More specifically, various embodiments of the present disclosure relate to methods and systems for embedding information pertaining to the electronic offers on a financial instrument of a user. The information can be displayed on a screen or using flashing lights included inside or on the surface of the financial instrument. These offers can be provided by merchants or by banks and financial institutions associated with the financial instrument. In some embodiments, the financial instrument communicates with a mobile application running on a user's mobile device via wireless communication methods to receive offer-related information provided by the mobile application.


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