The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 21, 2019
Filed:
Oct. 08, 2009
Michael A. Keresman, Iii, Kirkland Hills, OH (US);
Andrew J. Hartridge, University Heights, OH (US);
Chandra A. Balasubramanian, Mentor-on-the-Lake, OH (US);
Michael A. Keresman, III, Kirkland Hills, OH (US);
Andrew J. Hartridge, University Heights, OH (US);
Chandra A. Balasubramanian, Mentor-on-the-Lake, OH (US);
CARDINAL COMMERCE CORPORATION, Mentor, OH (US);
Abstract
A method and apparatus for conducting a commercial transaction over the Internet or other network connection are provided. Random numbers, which are unique for each user session, are pre-loaded onto a handheld, portable device, or token The random numbers are generated by external systems and delivered to the token for storage an internal memory and to a database accessible by an authentication system. The random numbers are dispensed by the token to a user by pressing a button on the token or otherwise signaling the token. A dispensed number is cross referenced, by the authentication system, to the database. The dispensed number authenticates the user or transaction.