The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 23, 2019

Filed:

Sep. 06, 2013
Applicant:

Barclays Bank Plc, London, GB;

Inventor:

Jeremy Goldstone, Greater Manchester, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/02 (2013.01); G06Q 20/10 (2013.01); G06Q 20/12 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/385 (2013.01); G06Q 20/401 (2013.01); G06Q 20/405 (2013.01);
Abstract

In an exemplary embodiment, a method of registering online payment transaction details in an online banking system is described, the method comprising receiving data associated with an online payment transaction from a user, and storing data defining the online payment transaction after verifying the user's identity. In an initial mode of operation, the system enforces a restriction on the online transaction, and in a subsequent mode of operation, the system removes the restriction. A two-stage method of registering a user for access to an application on a mobile handset is also provided, whereby access is initially restricted until subsequent re-authentication of the user using a different channel.


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