The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 09, 2019

Filed:

Sep. 12, 2017
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Gourab Basu, Half Moon Bay, CA (US);

Rajib Maitra, San Ramon, CA (US);

Tirtha Mauli Sarkar, Singapore, SG;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G07F 7/10 (2006.01); G06Q 20/34 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G07F 19/203 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/3572 (2013.01); G06Q 20/35765 (2013.01); G07F 7/1025 (2013.01);
Abstract

Systems and methods for transferring resource access from a sender to a recipient are disclosed that can allow a sender to specify an amount of a resource to provide access to (e.g., an amount of money or an amount of access rights), while still providing security for the sender's sensitive credential information (e.g., PAN and/or PIN). These systems and methods can allow a sender to transfer resource access from any location and at any time of the day. In the case of money transfers, the recipient can quickly and directly obtain the money from any ATM location associated with any bank and at any time of the day, even without a bank account.


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