The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 02, 2019

Filed:

Oct. 28, 2016
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Glen Leon Powell, Fremont, CA (US);

John F. Sheets, San Francisco, CA (US);

Igor Karpenko, Sunnyvale, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04W 4/24 (2018.01); H04W 4/12 (2009.01); H04W 12/06 (2009.01); H04W 4/50 (2018.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); H04L 12/14 (2006.01); H04M 15/00 (2006.01); H04M 17/02 (2006.01); G06Q 20/38 (2012.01); H04W 12/04 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3229 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/3829 (2013.01); H04L 12/1457 (2013.01); H04M 15/48 (2013.01); H04M 15/755 (2013.01); H04M 15/7556 (2013.01); H04M 15/8044 (2013.01); H04M 17/02 (2013.01); H04W 4/12 (2013.01); H04W 4/24 (2013.01); H04W 4/50 (2018.02); H04W 12/06 (2013.01); H04L 12/1464 (2013.01); H04M 15/75 (2013.01); H04M 15/751 (2013.01); H04W 12/04 (2013.01);
Abstract

Embodiments of the present invention are directed to systems, methods, and apparatus for allowing an issuer to initiate account provisioning on a mobile device without interacting with an accountholder. The issuer may initiate the process by sending a provisioning information request message to a mobile device with a secure element. The mobile device may recognize the provisioning request message and gather the requisite provisioning information without requiring user input. The provisioning information may include information associated with the secure element of the mobile device. The mobile device may then send a provisioning request message to a provisioning system. The provisioning request message may include the requisite provisioning information to allow the provisioning system to provision the financial account on the secure element of the mobile device.


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