The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 02, 2019

Filed:

Aug. 24, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Arthur D. Kranzley, Pound Ridge, NY (US);

John R. Wankmueller, Great Neck, NY (US);

Duncan Garett, London, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/10 (2012.01); G06Q 20/36 (2012.01); G07F 7/08 (2006.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/352 (2013.01); G06Q 20/105 (2013.01); G06Q 20/349 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4012 (2013.01); G07F 7/08 (2013.01);
Abstract

Embodiments allow loading and reloading contactless payment devices using only a contactless terminal interface, while providing user authentication. The contactless terminal interface could be at a merchant POS location, kiosk, or embedded or attached to a personal computing device with contactless read/write capability such as a personal computer or mobile phone or Internet device.


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