The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 02, 2019

Filed:

Jul. 17, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Simon Phillips, York, GB;

Alan Johnson, Essex, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/02 (2012.01); G06Q 20/20 (2012.01); G06Q 30/06 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3221 (2013.01); G06Q 20/027 (2013.01); G06Q 20/208 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3276 (2013.01); G06Q 30/0607 (2013.01); G06K 2209/01 (2013.01);
Abstract

A design element is displayed on a display screen. The design element is modulated over time to encode data in the design element. The design element is presented by a merchant. A camera component of a mobile device is used to capture images over time of the design element. A payment application in the mobile device analyzes the captured images to obtain the encoded data. The payment application uses the encoded data to establish a communication channel with a merchant device operated by the merchant. As a result of communication over the communication channel, a purchase transaction is implemented, including transmission of payment credentials to the merchant from the payment application.


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