The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 26, 2019
Filed:
Sep. 09, 2014
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventors:
Benjamin Soccorsy, Larkspur, CA (US);
Larry Tewell, Draper, UT (US);
Susanne Carr, Oakland, CA (US);
Assignee:
WELLS FARGO BANK, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/06 (2012.01); G06Q 40/02 (2012.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); H04L 67/10 (2013.01);
Abstract
A computer-implemented method for initiating online collections that includes determining a current status of an account held by an account holder, determining a real-time financial profile of the account holder using information on the banking institution computer systems and third party information providers and displaying a customized status message based on the account holder's financial profile. The method provides remediation options to the account holder.