The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 12, 2019

Filed:

Mar. 02, 2015
Applicant:

At&t Intellectual Property I, L.p., Atlanta, GA (US);

Inventors:

Lusheng Ji, Randolph, NJ (US);

Donald John Bowen, Madison, NJ (US);

Thomas Killian, Mendham, NJ (US);

David Kormann, Morristown, NJ (US);

Robert R. Miller, II, Convent Station, NJ (US);

Norman L. Schryer, New Providence, NJ (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06F 17/30 (2006.01); H04L 9/32 (2006.01); G06Q 20/40 (2012.01); H04L 29/06 (2006.01); G06Q 20/38 (2012.01); G06Q 20/32 (2012.01); G07F 7/10 (2006.01); G07F 7/12 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/3229 (2013.01); G06Q 20/382 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4016 (2013.01); G07F 7/1075 (2013.01); G07F 7/125 (2013.01); H04L 63/12 (2013.01);
Abstract

The present invention provides methods and apparatuses for verifying that a transaction is legitimate. The methods and apparatuses use protected memory space, such as kernel space of an operating system, or a separate memory space, such as is available on a SIM card of a cellular phone. The method of the invention proceeds by creating a transaction identification string (TID) and associating the TID with a transaction. The TID contains data relevant to or associated with the transaction and is typically readable by an end-user. The transaction is then interrupted until a user responds in the affirmative to allow completion of the transaction. Methods and devices used in the invention are particularly well suited to M-commerce, where transactions originating from a device are typically recognized by a merchant as coming from the owner of the device without further authentication.


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