The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 05, 2019
Filed:
Aug. 30, 2013
Himmat Singh Randhawa, Mountain View, CA (US);
Yichen Jennifer Wu, Fremont, CA (US);
Kevin Reagan Jacques, Cupertino, CA (US);
Lakshmi Venkatesan, San Francisco, CA (US);
Himmat Singh Randhawa, Mountain View, CA (US);
Yichen Jennifer Wu, Fremont, CA (US);
Kevin Reagan Jacques, Cupertino, CA (US);
Lakshmi Venkatesan, San Francisco, CA (US);
Intuit Inc., Mountain View, CA (US);
Abstract
A method for generating a credit risk score of a business entity. The method includes identifying a business management application (BMA) used by the business entity and a plurality of trading partners of the business entity, selecting, from the plurality of trading partners, a plurality of selected trading partners based on a pre-determined business activity measure of each of the plurality of trading partners, obtaining, from the BMA, a plurality of invoice payment records of the business entity paying the plurality of selected trading partners, analyzing, by a computer processor, the plurality of invoice payment records to generate a plurality of invoice payment statistics representing payment behavior of the business entity, and generating, by the computer processor and using a pre-determined formula, the credit risk score based on the plurality of invoice payment statistics.